HR Department Benefits

HR Department Benefits

Did you know that as a small business owner, by having me as your agent, you are getting your own HR department? What do I mean by that? Most small business owners don’t have an office manager and they certainly don’t have an HR department that can handle...
Tips for Utilizing Urgent Care vs. ER

Tips for Utilizing Urgent Care vs. ER

Top Tip: make a list of nearby Urgent Care and ERs that are in-network, and put it on your fridge for quick reference when needed This week the focus is on is the different kinds of coverages that your policy may have, and when to use those coverages. It can be...
Saving You Money

Saving You Money

In last week’s blog, I discussed the importance of considering not using your insurance for certain health care costs and looking at whether you would actually hit your deductible within the year. My sole purpose is to help my clients save money, and so in today’s...
Save, Save, Save!

Save, Save, Save!

Before we jump into today’s topic of life insurance, here is a little Tidbit Tuesday tip: SAVE, SAVE, SAVE! I encourage all people to save whether that is to have a medical savings account or just a savings account on the side that they put some cash into for medical...