Small Employers
This week I want to look at employers that do not offer health insurance because they feel that they can not. A lot of small business owners do not, for obvious reasons, offer health insurance, usually because it’s very expensive. They have to cover 50% of the...
Utilizing Gap Insurance
Tuesday Tip: Open Enrollment opens November 1! Unless you have a life-change event – losing your job, insurance, a qualified COBRA plan, a birth, etc, you will be unable to enroll in a plan until November 1. If you are on a Marketplace plan for this year, I recommend...
Big Bills
Tidbit Tuesdays Tip: ALWAYS check your big bills! Check the claim sent to insurance – sometimes it contains errors and is denied for the wrong reasons. Check your benefits (all) and out-of-pocket maximum Negotiate (especially if out-of-network) As I mentioned in last...
Out of Pocket Maximums
Tidbit Tuesdays Tip: ALWAYS know the ins and outs of your out-of-pocket maximums! Find out exactly what your out-of-pocket maximum is – it’s not always exactly what you think it is! Know the difference between in-network out-of-pocket maximum and out-of-network...
Bill Negotiation
This week, I am going to be talking about Bill Negotiation. Did you know that you can always negotiate your bill with a health care provider? Did you know in some instances, it’s cheaper to pay cash than to actually use your insurance (depending on the insurance...Page 10 of 14