There’s a good chance you are over-paying
Do you know what your health care really costs?
Ready for a free consultation? Schedule 30 minutes today.
Get a custom portfolio of insurance & benefits
What are your true out-of-pocket costs for insurance and benefits? Many families and small businesses pay too much for insurance, or think they can’t afford to provide employee benefits. But a custom plan is likely to save you money.
Let us run the numbers. You might be surprised.
Families & Businesses
Custom plans to fit the needs of families as well as businesses with 3 to 100 employees.
Designed for your budget
Get a custom plan that gives you the most benefits based on your budget.
Information = Control
Not your typical insurance broker
- Worked as an insurance consultant since 2013, helping clients find cost-effective solutions
- 25+ years in human resources
- Experience managing both medical and dental offices
For businesses with 3 to 100 employees
We offer solutions and services that are beneficial specifically to your organization. Through our consultative approach, we never lose sight of your goals and budget.
- Fully insured group health plans (for 3-100 employees)
- Group life insurance
- Dental and vision plans
- Disability income plans
- Voluntary and supplemental plans
- Accidental death and dismemberment coverage
- Direct primary care
- Telemedicine
- Long-term care
- 401k/retirement planning
For individuals & families
What are your unique needs?
We understand that no two individuals or families have the same needs. There is no “one size fits all.” We explore your needs and customize options specifically for you or your family.
- Traditional ACA plans
- Short-term plans
- Private plans
- Direct primary care plans
- Telemedicine
- Dental and vision plans
- Life insurance
- Long-term care
- Annuities
- Financial needs analysis
- Retirement planning
GATHER INSIGHTS
Guidance for your healthcare decisions
Learn quick tips about how you can better understand and navigate the insurance and healthcare landscape, find discounts, and protect your business and your family. Get quick, smart, hard-hitting videos from your health insurance expert, Janice Kapp.
More than Death Insurance
Preventive Services
Bill Negotiation
Check out the Blog
Why Pre-Authorizations Matter: Avoid Surprise Medical Bills
Why Pre-Authorizations Matter: Avoid Unexpected Medical Bills This week, I want to talk about something that causes a lot of confusion and frustration for people: pre-authorizations. I get questions about this all the time, regardless of what type of insurance...
Health Share vs. Health Insurance
Health Share vs. Health Insurance: A New Option You Need to Know About Over the years, I’ve had many conversations with clients who use health share plans. Health shares can be appealing because they often have lower monthly costs and align with faith-based...
Texas Teachers: How to Save Money on TRS Health Insurance
Texas Teachers: Is TRS Health Insurance Still the Best Option for Your Family? I know it’s only the end of June, and summer break feels like it just started. But before we know it, teachers will be heading back to school, classrooms will be opening, and one...
Get a free consultation to evaluate your current coverage
JKapp Consulting will educate you and give you the tools to understand and control insurance and healthcare costs.