Out-Of-Pocket
This week, I thought I would give some clarification on deductibles co-pays, and out-of-pocket maximums. I had a client call me this week that did not understand why they were receiving bills, and why their deductible was not met this year. This particular client had...
PLANNING
I’ve been talking a lot lately about planning and being prepared. One area of life & health insurance that requires preparation is COBRA. So I do want to touch a little bit more on COBRA and Medicare. PLANNING, PLANNING, PLANNING. Moving on to Medicare? If...
Self-Employed
SELF-EMPLOYED TOP TIPS: Plan ahead – research before you need to leave your employer’s coverage Use a broker like myself (people trying to sell products will leave you with less-than-optimal plans) Know your options: ACA, Market Place, and private plan options Discuss...
Prescription Costs
Top takeaways: ALWAYS check the costs of your prescriptions Shop around! Look at generic options Check HSARx for name-brand options So this week, I want to talk a little bit about prescriptions and their costs. What most people do not realize is that all pharmacies...
Insurance Agent
As an insurance broker, my services to YOU as the client are free. Many people ask me how I then get paid. The insurance companies pay me a very small portion of the premium that they collect. All of the companies pay me about the same portion, so it doesn’t matter to...Page 1 of 12