Dental Insurance

Dental Insurance

I’ve talked about dental insurance a lot in the past. But again, I had a call this week for someone who has multiple family members and needs orthodontics. Orthodontics is expensive, usually between $6,000 and $8,000 per person for the course of treatment, and...
Self-Employed

Self-Employed

SELF-EMPLOYED TOP TIPS: Plan ahead – research before you need to leave your employer’s coverage Use a broker like myself (people trying to sell products will leave you with less-than-optimal plans) Know your options: ACA, Market Place, and private plan options Discuss...
Prescription Costs

Prescription Costs

Top takeaways: ALWAYS check the costs of your prescriptions Shop around! Look at generic options Check HSARx for name-brand options So this week, I want to talk a little bit about prescriptions and their costs. What most people do not realize is that all pharmacies...
Insurance Agent

Insurance Agent

As an insurance broker, my services to YOU as the client are free. Many people ask me how I then get paid. The insurance companies pay me a very small portion of the premium that they collect. All of the companies pay me about the same portion, so it doesn’t matter to...