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Off-Market Health Insurance Plans in 2026: PPO Alternatives to High ACA Premiums

Off-Market Health Insurance Plans in 2026: PPO Alternatives to High ACA Premiums

Jan 27, 2026 | financial needs, health care planning, health insurance, health insurance tips, insurance, other

  Tired of Sky-High Insurance Premiums? Here’s an Affordable Alternative You May Not Know About Last week, I gave a little teaser about some alternate insurance plans—and today I want to unpack that a bit more and explain who these off-market plans might be a...
The Cost of Being Underinsured: Accidents, ER Visits, and Life Insurance Gaps

The Cost of Being Underinsured: Accidents, ER Visits, and Life Insurance Gaps

Nov 5, 2025 | financial needs, health insurance, health insurance tips, insurance, life insurance, OPEN ENROLLMENT, preventive services

  Are You Underinsured? The Hidden Gaps in Health and Life Insurance It’s officially open enrollment, and things are moving fast! As we head into one of the busiest insurance seasons of the year, there’s one critical question I’ve been asking every client: Are...
Why Every Family Should Consider Accident Coverage This Open Enrollment

Why Every Family Should Consider Accident Coverage This Open Enrollment

Oct 7, 2025 | FAMILY HEALTH, financial needs, health insurance, OPEN ENROLLMENT

  We’re diving into a topic that could save your wallet: protecting yourself from unexpected medical debt. As we move into Open Enrollment, it’s no secret that premiums, deductibles, and out-of-pocket maximums are going up—some reaching over $10,000 in 2025. That...
Medical Debt & Your Credit: What Just Changed (Again)

Medical Debt & Your Credit: What Just Changed (Again)

Sep 23, 2025 | financial needs, health insurance, insurance, medical bills

Medical Debt & Your Credit: What Just Changed (Again) We’re diving into a hot topic—medical debt and your credit report. A few months ago, there was hope on the horizon: a new federal rule from the Consumer Financial Protection Bureau (CFPB) aimed to eliminate...
Should You Really Be Taking That Brand-Name Medication?

Should You Really Be Taking That Brand-Name Medication?

Sep 16, 2025 | financial needs, insurance, preventive services, supplemental insurance

Should You Really Be Taking That Brand-Name Medication? This week, we’re diving into a topic that’s becoming more important as healthcare costs rise—specialty and brand-name medications. If your doctor has ever prescribed a pricey medication and your insurance didn’t...
The Smart Way to Handle Surprise Medical Bills

The Smart Way to Handle Surprise Medical Bills

Jul 29, 2025 | financial needs, health insurance, insurance, medical bills

The Smart Way to Handle Surprise Medical Bills (Without Hurting Your Credit) How to Save Big on Medical Bills: Insider Tips You Need to Know Surprised by a sky-high bill from the ER, lab, or hospital—even though you have insurance? You’re not alone, and the good news...

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