


PPO Plan
This week I’m going to talk a little bit about PPOs. I work with many people that had had coverage with their employer. They had a PPO, then they had Cobra, and now they’re on their own regarding buying their health insurance. Let’s get into the details of...
TOOLS
What tools do you have in your tool belt? Tip Tuesday: make sure you are not paying too high of a co-pay! $30 copay for a medication is high! I have talked in the past about prescriptions, specifically not overpaying for prescriptions. This is because of several...
Group Health Insurance
This week, I want to talk a little bit about group health insurance. Many people don’t realize that you can put in place group insurance at anytime of the year, if you have a qualified group. You can put this in place, meaning that you have a mid year plan...
1099 EMPLOYEES
I get asked a lot about small business insurance options for people who don’t pay themselves as a W2, or maybe are 1099, or who have LLCs. Exciting news! There is a program now! I have many options to choose from. One particular program offers: Plans specifically for...
Diagnosis Insurability
Let’s look at “do’s and don’ts” regarding diagnosis insurability. Client example: A client called me this past week and was a little bit frustrated because they are a healthy person. Their child had a condition that the doctor said might be genetic. So...Page 2 of 17