In today’s blog, we are discussing how to utilize the Marketplace and how health care subsidies work. A lot of people don't realize that when the new law was signed in March, that the guidelines for subsidies were changed. One of those changes is that if you do not...
A lot of people have that misconception that “if I just go directly to the marketplace and talk to them, then my rate will be cheaper.” It is the same pricing whether you use an agent or not, but, you have the advantage of having a licensed agent that knows the different plans and will ask you questions about what your needs are.
Saving on healthcare costs? Why are premiums high? Does it really cost $50 for a box of tissues at the hospital? Let’s dig in.
Gain insights to different aspects of life insurance, disability insurance and health insurance. Why do I need life insurance? What does disability insurance cover? Is all health insurance expensive?
Why do I want a Financial Needs analysis? Everyone can benefit from knowing where they stand financially. Most people realize they need coverages like life, disability or supplemental in addition to health insurance, just don’t know where to start or what they can afford.
There are many different options for health insurance. Let’s evaluate your health insurance needs and find the right coverage for you!
Yes, you probably need supplemental health insurance. Too many people think that supplemental insurance is not required because they already have health insurance. But most don’t understand what supplemental insurance is, and what it can do for them.
Sometimes healthcare providers are known for sending outrageous bills to their patients. Learn how to negotiate your healthcare bill when there are unreasonable charges, or when you are billed for services outside of your insurance network.
The basic premise of life insurance is that you can designate where funds can be distributed if you die. But life insurance can do so many things for you, such as help with retirement planning and helping with future financial goals. You need an expert to evaluate your situation and your goals.