Blog
Life Insurance Awareness Month
September is Life Insurance Awareness Month – so, naturally, let's talk about life insurance. Most people that I speak to either don't think about purchasing life insurance or do not have enough of it. And a lot of people feel that it's not something they need to...
Austin Marketplace Coverage Agent
In this week’s tidbit Tuesdays, I have some exciting news about being an Austin Marketplace Coverage Agent as well as the Marketplace coverages that will be occurring later this year. This may seem a little premature, but the open enrollment window is less than 2...
Austin Group Health Insurance Expert
Generally, I tend to talk a lot about that individual coverage, because most individuals don't fully understand what their choices are, and what options they have as far as Marketplace, and individual private PPO goes. This week I wanted to talk a little bit about...
Cobra coverage special enrollment period
The special enrollment period is officially over, ending on August 15th however, Cobra coverage special enrollment period is still open. If you are receiving Cobra, as we discussed a few weeks back, the rescue plan allows for the Cobra benefits to be paid from April...
Preventive Care and Insurance
This week I want to talk a little bit about preventive care and insurance. Let’s begin with a client example. I've recently had a client – a young, healthy adult female - call me after she had her annual checkup. The doctor convinced her to have many extra tests done,...
Major medical expenses after open enrollment
Let us start with a question, "What happens with major medical expenses after open enrollment?" So we have come to the end of the special enrollment period. Unless you have a special circumstance that allows you to enroll within a 60 window, you will now need to wait...
Helping your employees with health insurance
Small employers who do not or can not offer health insurance to their employees, is a big problem. That's why this week’s focus is on helping your employees with health insurance. I've been focusing a lot the past few weeks on Marketplace and its subsidies. A lot of...
Marketplace tip to leverage better coverage
The last couple of weeks, I've been talking about Marketplace coverage and subsidies. This week we discuss a Marketplace tip to leverage better coverage and one is: having a Marketplace subsidy as well as individual private or PPO insurance. The ending of the extended...
Changes to Marketplace Subsidies
This week on the blog, we will be looking at changes to Marketplace subsidies. Subsidies are confusing for a number of people since the qualification rules have changed. Since the rescue plan that was passed in March, pricing and benefits have changed too – if you...