Dental & Vision
I want to clear up some confusion on dental & vision coverage in your medical coverage. As crazy as it sounds, you need separate insurance for any dental needs as well as for your eyes and your ears. Medical insurance does not cover glasses, hearing aids, or...
Qualifying Events
People need to be aware of is, qualifying events. Stipulations on the Marketplace: Open enrollment is between November 1 and December or January 16. That’s the time you can elect plans, change your plan, etc, etc. But what happens if you lose coverage? So if you...
Tax Credit
Let’s chat through the why related to you paying less for your insurance when you were enrolled on the Marketplace. Many people qualify for the APTC, which is the advanced premium tax credit. This is the tax credit that you take ahead of time, instead of waiting for...
Save On Prescription Prices
Today’s topic: another way to save money on health care costs! What if you need an expensive medication and can not use the generic version/there is no generic? Or, what if your insurance will not cover the medication you need? There is a joke going around that if you...
Self Employed
During open enrollment this year, I had a lot of people who wanted to know about HSA accounts. (Health Savings Account). Many people wanted to know if there were plans that were compatible with their insurance plan. While insurance plans are compatible with HSAs on...Page 2 of 23