Small Employers

Small Employers

This week I want to look at employers that do not offer health insurance because they feel that they can not. A lot of small business owners do not, for obvious reasons, offer health insurance, usually because it’s very expensive. They have to cover 50% of the...
Big Bills

Big Bills

Tidbit Tuesdays Tip: ALWAYS check your big bills! Check the claim sent to insurance – sometimes it contains errors and is denied for the wrong reasons. Check your benefits (all) and out-of-pocket maximum Negotiate (especially if out-of-network) As I mentioned in last...
Provider Networks

Provider Networks

This week I would like to highlight why considering provider networks is important. Many insurance companies work with specific doctors and hospitals, and they are referred to as ‘in-network’. This usually means that by using an in-network doctor you would save money...
Bill Negotiation

Bill Negotiation

This week, I am going to be talking about Bill Negotiation. Did you know that you can always negotiate your bill with a health care provider? Did you know in some instances, it’s cheaper to pay cash than to actually use your insurance (depending on the insurance...
Frustrated Insurance Needs

Frustrated Insurance Needs

Have you ever felt frustrated during the open enrollment, trying to choose something, and you realize that you have just picked something to get it over with? But then, when you tried to use it, you found that it was incredibly difficult, you didn’t have the...