Dental Insurance
I’ve talked about dental insurance a lot in the past. But again, I had a call this week for someone who has multiple family members and needs orthodontics. Orthodontics is expensive, usually between $6,000 and $8,000 per person for the course of treatment, and...Out-Of-Pocket
This week, I thought I would give some clarification on deductibles co-pays, and out-of-pocket maximums. I had a client call me this week that did not understand why they were receiving bills, and why their deductible was not met this year. This particular client had...PLANNING
I’ve been talking a lot lately about planning and being prepared. One area of life & health insurance that requires preparation is COBRA. So I do want to touch a little bit more on COBRA and Medicare. PLANNING, PLANNING, PLANNING. Moving on to Medicare? If...Self-Employed
SELF-EMPLOYED TOP TIPS: Plan ahead – research before you need to leave your employer’s coverage Use a broker like myself (people trying to sell products will leave you with less-than-optimal plans) Know your options: ACA, Market Place, and private plan options Discuss...Prescription Costs
Top takeaways: ALWAYS check the costs of your prescriptions Shop around! Look at generic options Check HSARx for name-brand options So this week, I want to talk a little bit about prescriptions and their costs. What most people do not realize is that all pharmacies...Page 4 of 15