Understand your Coverage
Last week I talked about getting large hospital bills and what to do if you received a large hospital bill. Today I’m going to give you an example of why it is so important to question everything. And to understand your coverage. Last June, Baylor Scott...
Large Hospital Bills
This week I am going to talk about what to do when you get a large bill from a hospital. Let’s start with an example from one of my clients: The client is a college student who had to have necessary surgery. Insurance paid their portion. His out-of-pocket max was...
Dentist takes insurance but not plan!
So last week I mentioned dental insurance and dental providers. Regarding Dental Plans that can be offered. There are two different kinds: DMOS, which are like HMOs. PPL options DMOS plans require that you do have to stay in the network to have any benefit. I do not...
Dental & Vision
I want to clear up some confusion on dental & vision coverage in your medical coverage. As crazy as it sounds, you need separate insurance for any dental needs as well as for your eyes and your ears. Medical insurance does not cover glasses, hearing aids, or...
Qualifying Events
People need to be aware of is, qualifying events. Stipulations on the Marketplace: Open enrollment is between November 1 and December or January 16. That’s the time you can elect plans, change your plan, etc, etc. But what happens if you lose coverage? So if you...Page 14 of 36