Blog
Insurance Agent
As an insurance broker, my services to YOU as the client are free. Many people ask me how I then get paid. The insurance companies pay me a very small portion of the premium that they collect. All of the companies pay me about the same portion, so it doesn’t matter to...
USE your benefits
I get asked often how someone would know that they have picked the right plan for them when there are so many options and so many variables. It is true. There are many variables. Today I would like to discuss this topic – focusing on HOW YOU USE YOUR HEALTH CARE...
Super Agent
So this week, what I thought I would do is talk a little bit about myself, my background, my history, and how that helps me help people. As an agent/broker I have a unique perspective on helping my clients. I worked in the medical industry for about 25 years. I have a...
When To Enroll?
One thing that has happened quite frequently this week, is that I've had people calling me asking me about enrolling in health insurance. What a lot of people do not realize is that “open enrollment” is the time period that you can enroll in insurance. This period is...
Rules To Know
YOU NEED TO BE NOTIFIED IF YOUR PROVIDER CHANGES THEIR ‘IN-NETWORK’ STATUS Top Tip: KNOW THE RULES! (It will save you money and unfair billing!) I am assisting a client to deal with a difficult situation, and I thought that this is information that will be beneficial...
Nothing Is Free
Top takeaway: changing your mindset that your healthcare coverage benefits are NOT FREE, can help you make wiser decisions when it comes to benefits vs. cost of healthcare coverage. Mindset is everything. When it comes to health insurance coverage versus cost, this...
Advocate For Yourself
Top takeaway: educate yourself and advocate for yourself to avoid paying over-billing. Did you know that you can advocate for yourself in numerous ways when it comes to both your healthcare coverage and your healthcare costs? Let’s chat about a few simple steps you...
Bill Negotiation
UNDERSTANDING BILL NEGOTIATION: In case you missed it, last week we focused on tips on how to handle large bills and ways to ensure that you do not pay unnecessary amounts. This week we will focus on how you can use negotiation power by allowing a bill to go past 90...
Large Hospital Bills
TIPS ON HOW TO HANDLE LARGE HOSPITAL BILLS Have you ever received a bill in the mail from a hospital or ER that seems outrageous? These healthcare services DO cost a lot, but there are also realities to overbilling, incorrect coding, and inflated bills. Let’s work...
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