The first deadline for open enrollment has passed. But, there is a second deadline, which will allow your coverage to start on February 1st. As I’ve mentioned before, the first round of open enrollment ended December 15, which allowed coverage to start January 1st, but it is still not too late to get coverage for next year.
If during the weekend holiday, or the upcoming weekend, you hear family members saying:
- “I forgot to sign up.”
- “I signed up for a plan, but I don’t like it.”
- “I don’t think it’s a good plan. I was so confused. I just picked something.”
- “I need help. And I don’t know what to do!”
Have them contact me. I can help them change a plan they don’t like, and I can help them get enrolled if they don’t have coverage. We have until January 15 to get coverage that will start February 1.
This means that if they currently don’t have coverage, they will not have coverage in January.
Another scenario can apply to this January 15th deadline: if they picked a plan, and they don’t like that plan, they’re stuck with that plan for the month of January, however, we can still implement the change which will come into effect in February.
If you know Aunt Sue needs insurance and she’s afraid she can’t afford it, again, let me have a look and see if I can help her. I can also help with dental and vision coverage. If you did not enroll in dental vision and you still want dental vision, we can do that. Dental and vision coverage do not fall under the open enrollment rules. This means you can have coverage of either of those starting January 1 as long as I enroll you by December 31.