HR Department Benefits

HR Department Benefits

Did you know that as a small business owner, by having me as your agent, you are getting your own HR department? What do I mean by that? Most small business owners don’t have an office manager and they certainly don’t have an HR department that can handle...
Why is having a responsive broker important?

Why is having a responsive broker important?

Just recently, I had a small group contact me -a husband/wife group that had put their coverage in place about three years ago. They had a broker set everything up, and they have never heard from this broker again, even though the renewal comes up every year. The...
Special Enrollment Period – Job Changes

Special Enrollment Period – Job Changes

Time for a Tuesday Tip: job changes can be triggers for a special enrollment period (SEP) As I have mentioned previously, special enrollment periods are times of the year that allow you to enroll in new coverage due to life changes. These can be changes such as...
Marketplace Payment

Marketplace Payment

Open enrollment has come to an end – January 15th was the final day to enroll for coverage for 2022. Remember, that you do need to make your payment by January 31st. It is important to make your first Marketplace payment to ensure that your insurance will go into...