Small Business Owner Benefits

Small Business Owner Benefits

A lot of the blogs and information I put out there are about individual health care coverage. Today I would like to talk to you about employer plans and benefits, as this is also something that I offer my clients. I did HR for 25 years, and I managed small offices. I...
What is Disability Insurance?

What is Disability Insurance?

I get asked often what disability insurance is. In short, disability insurance is actual insurance that protects your paycheck. Many people don’t understand exactly what that entails. Basically, it means that you can purchase a policy that will give you benefits if...
Understanding Cobra

Understanding Cobra

Tuesday tip: Make sure you use a qualified broker to help you decide on whether COBRA or Marketplace plans are right for you when leaving a job This week I am going to talk about COBRA coverage because it seems to be an area where there is a lot of confusion. When...
Dental Insurance

Dental Insurance

Tuesday Tip: book an appointment with me to determine your dental needs to discover if dental insurance or a dental savings plan is right for you. I get asked questions a lot about dental insurance. The questions are usually focused on “do I need dental insurance?”...
Moving?

Moving?

This week’s Tuesday Tidbit: check out the health care coverage rules and options if you are moving to a new state – particularly if you do not have employer-sponsored coverage. This week’s Tuesday Tip: moving counts as a qualifying event – you have a 60-day window to...