Blog
Life Insurance
Life insurance is not the same as health insurance. Health insurance only covers certain things: Coverage of hospital doctor visits screenings exams What a lot of people do not think about is life insurance. Life insurance is important to have. because this way your...
Small Group Plans
Work for a small employer with under 50 employees? There are small group plans that are designed just for you! One area of health care coverage that I love assisting clients with is small group plans. There’s an interesting option out there that is major medical, but...
Open Enrollment Is Coming
Open enrollment is coming around! Lets talk about OE and COBRA cover. If you're currently on COBRA, during open enrollment, it is a really good idea to review the plans that are available on the Marketplace. What a lot of people do not realize is that you might be...
Selecting The Right Plan
We’re getting really close to open enrollment! It is time to think about which plan suits your needs best. I wanted to review what you should be keeping in mind as open enrollment is fast approaching. How to ensure coverage: Is your doctor still in-network? Does that...
Billing Issues
Recently, I've had a lot of interesting calls from clients who've had billing issues with Baylor Scott & White. Please, do go to Baylor Scott, while the doctors may be wonderful, this is not a knock against the doctors with the care that they give, I do have...
Healthcare Provider
For the past couple of weeks, I have talked about deductibles, co-pays, out-of-pocket maximums, and knowing the difference between those things. Today I would like to look at another important area that people really struggle with: finding providers. For those of us...
Dental Insurance 101
TOP TIP FOR DENTAL INSURANCE: Decide on your need for insurance based on your dental needs If you do not have many dental problems and go in for the occasional cleaning, check-up, and minor work, it is likely that a plan will not be beneficial for you. DETNAL...
Vision Insurance
Last week I talked about the pros and cons of having dental insurance. Vision insurance is a little bit different story. Usually, I find that people have vision insurance through an employer or have standalone vision coverage through VSP or I Met, which are probably...
Dental Insurance
I've talked about dental insurance a lot in the past. But again, I had a call this week for someone who has multiple family members and needs orthodontics. Orthodontics is expensive, usually between $6,000 and $8,000 per person for the course of treatment, and dental...
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