Blog
Maximum Protection
I want to bring to your attention that this year, the out-of-pocket maximums on all plans were increased. That is important to know. Unless you're on a Silver plan (which gives you some cost-saving reduction), that means your out-of-pocket maximum can be as high as...
The End is Near
Happy Tuesday! We've made it through December! The end is near - we have one more deadline for open enrollment. Normally it's January 15, but because that's a federal holiday this year, they are extending it to January 16. So what does this mean? If you've already...
1 More Deadline
December is rapidly coming to a close. We have passed the December 15 deadline, which is the first deadline for open enrollment. A reminder of how open enrollment works: Every year, November 1 through December 15 is your opportunity to enroll in new coverage for an...
NEVER PAY
DON'T PAY!!! I just felt I needed to shout that out. Now, I thought I would do something really fun this week. Yes, something fun with insurance. And well, I think it's fun. So I'm always teaching my clients how not to pay the bill, I tell you to wait till things go...
Secret Pharmacy Pricing
Last week I talked about portals and why it's so important to set up your portals. I'm going to tack onto that just a little bit and talk about pharmacy pricing. Fun fact, did you know that every pharmacy pays the same price for the medications they received from the...
Portal
So we're in the throes of open enrollment - Have you signed up for your insurance portal? It is important to remember during open enrollment, that other than using a broker who is going to help you pick a plan, you also need to set up your portal as soon as you have...
Labs, Low Cost?
It’s open enrollment, and the hot topic is evaluating your coverage, especially when it comes to labs. Something that can be very useful when deciding on a plan is knowing what the copays would be for major events such as an MRI, CT scan, or labs. Do you have to meet...
Disability Insurance
Today we are going to look at disability insurance. Let’s say you work for an employer, and they don't offer disability, or you're self-employed, and you don't have access to disability insurance. I have a solution. There is a great company that can assist with...
Life Insurance
Life insurance is not the same as health insurance. Health insurance only covers certain things: Coverage of hospital doctor visits screenings exams What a lot of people do not think about is life insurance. Life insurance is important to have. because this way your...
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