Last week, I shared how accident and hospital riders can help reduce your exposure to surprise medical debt. Today, let’s talk about another tool in your back pocket: preventing medical bills by improving your health at home.

Here’s a mind-blowing stat: 80% of chronic illnesses are caused by lifestyle—not genetics, not bad luck. That means we have far more control over our health (and future medical costs) than we realize.

🧼 Where It Starts: Your Environment

Even if you’re eating healthy and exercising, your home may still be working against you. Every day, we’re exposed to toxins that overload our bodies—many of them from products we use without thinking.

👎 Candles and air fresheners (especially plug-ins)? Full of harmful chemicals and endocrine disruptors.

🐾 These also affect your pets—many animals develop cancer from household chemicals.

🧴 “Clean” products at the store? Often greenwashed. “Non-toxic” doesn’t always mean what you think.

✅ What to Do Instead

• Use diffusers with CPTG-certified essential oils – not just any oil off Amazon or a big box store.

• Replace your cleaning products with truly non-toxic options powered by pure essential oils.

• Ditch synthetic fragrances—they might smell nice, but they harm your health.

These small changes can:

✔ Reduce inflammation

✔ Improve immune function

✔ Help with mood, sleep, and weight loss

✔ Save you from chronic illnesses that lead to expensive treatments

I’ve personally seen the impact these swaps have had on my own family’s health—and I’d love to help you make the same changes.

💬 Need Help?

Want to reduce your exposure to hidden toxins and lower future medical costs? Let’s chat.

📅 Book a free consult at jkappconsulting.com or shoot me a message.

I’ll help you find the right affordable health plan and support you in living well.

Until next week—peace out.