There’s a good chance you are over-paying
Do you know what your health care really costs?
Ready for a free consultation? Schedule 30 minutes today.
Get a custom portfolio of insurance & benefits
What are your true out-of-pocket costs for insurance and benefits? Many families and small businesses pay too much for insurance, or think they can’t afford to provide employee benefits. But a custom plan is likely to save you money.
Let us run the numbers. You might be surprised.
Families & Businesses
Custom plans to fit the needs of families as well as businesses with 3 to 100 employees.
Designed for your budget
Get a custom plan that gives you the most benefits based on your budget.
Information = Control
Not your typical insurance broker
- Worked as an insurance consultant since 2013, helping clients find cost-effective solutions
- 25+ years in human resources
- Experience managing both medical and dental offices
For businesses with 3 to 100 employees
We offer solutions and services that are beneficial specifically to your organization. Through our consultative approach, we never lose sight of your goals and budget.
- Fully insured group health plans (for 3-100 employees)
- Group life insurance
- Dental and vision plans
- Disability income plans
- Voluntary and supplemental plans
- Accidental death and dismemberment coverage
- Direct primary care
- Telemedicine
- Long-term care
- 401k/retirement planning
For individuals & families
What are your unique needs?
We understand that no two individuals or families have the same needs. There is no “one size fits all.” We explore your needs and customize options specifically for you or your family.
- Traditional ACA plans
- Short-term plans
- Private plans
- Direct primary care plans
- Telemedicine
- Dental and vision plans
- Life insurance
- Long-term care
- Annuities
- Financial needs analysis
- Retirement planning
GATHER INSIGHTS
Guidance for your healthcare decisions
Learn quick tips about how you can better understand and navigate the insurance and healthcare landscape, find discounts, and protect your business and your family. Get quick, smart, hard-hitting videos from your health insurance expert, Janice Kapp.
More than Death Insurance
Preventive Services
Bill Negotiation
Check out the Blog
Adding Final Expense Insurance for Comprehensive Coverage
As we enter open enrollment season, it’s the perfect time to make sure your health insurance plan meets all your needs. Most of us think of health insurance in terms of medical costs, but a frequently overlooked area is final expense insurance—a type of life...
Stay Healthy, Save More: Essential Tips for Affordable Coverage
With open enrollment underway, it’s a perfect time to review not only your health insurance options but also how maintaining good health can expand your choices and reduce your costs. Many people don’t realize that a healthier lifestyle opens doors to more plan...
Securing the Right Health Insurance Plan
With open enrollment just around the corner, now’s the time to ensure you’re fully prepared and well-informed about your health insurance options. Whether you’re satisfied with your current policy or interested in exploring new plans, a quick annual review is...
Subscribe to the Newsletter
Get smart tips on how to save and get the most out of your health insurance, with no spammy stuff.
Get a free consultation to evaluate your current coverage
JKapp Consulting will educate you and give you the tools to understand and control insurance and healthcare costs.