There’s a good chance you are over-paying
Do you know what your health care really costs?
Ready for a free consultation? Schedule 30 minutes today.
Get a custom portfolio of insurance & benefits
What are your true out-of-pocket costs for insurance and benefits? Many families and small businesses pay too much for insurance, or think they can’t afford to provide employee benefits. But a custom plan is likely to save you money.
Let us run the numbers. You might be surprised.
Families & Businesses
Custom plans to fit the needs of families as well as businesses with 3 to 100 employees.
Designed for your budget
Get a custom plan that gives you the most benefits based on your budget.
Information = Control
Not your typical insurance broker
- Worked as an insurance consultant since 2013, helping clients find cost-effective solutions
- 25+ years in human resources
- Experience managing both medical and dental offices
For businesses with 3 to 100 employees
We offer solutions and services that are beneficial specifically to your organization. Through our consultative approach, we never lose sight of your goals and budget.
- Fully insured group health plans (for 3-100 employees)
- Group life insurance
- Dental and vision plans
- Disability income plans
- Voluntary and supplemental plans
- Accidental death and dismemberment coverage
- Direct primary care
- Telemedicine
- Long-term care
- 401k/retirement planning
For individuals & families
What are your unique needs?
We understand that no two individuals or families have the same needs. There is no “one size fits all.” We explore your needs and customize options specifically for you or your family.
- Traditional ACA plans
- Short-term plans
- Private plans
- Direct primary care plans
- Telemedicine
- Dental and vision plans
- Life insurance
- Long-term care
- Annuities
- Financial needs analysis
- Retirement planning
GATHER INSIGHTS
Guidance for your healthcare decisions
Learn quick tips about how you can better understand and navigate the insurance and healthcare landscape, find discounts, and protect your business and your family. Get quick, smart, hard-hitting videos from your health insurance expert, Janice Kapp.
More than Death Insurance
Preventive Services
Bill Negotiation
Check out the Blog
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Self-Employed or Laid Off? You Don’t Have to Go Without Health Coverage Lost Your Employer Health Insurance? Here’s What to Do Next This week we’re diving into a topic that’s come up a lot lately—what to do about health insurance when you leave your job. Whether...
Will You Be Affected by Medicaid Cuts?
Will You Be Affected by Medicaid Cuts? Here’s What to Do Next Big Changes Coming to Medicaid: What You Need to Know to Stay Covered There are major healthcare changes on the horizon, and one of the biggest areas of concern is Medicaid. If you or someone you love...
How to Read and Use Your Health Insurance Coverage Wisely
How to Read and Use Your Health Insurance Coverage Wisely How to Understand Your Health Insurance Plan and Avoid Surprise Medical Bills Let’s talk about something I bring up often—but for good reason: understanding your health insurance coverage. Whether your policy...
Get a free consultation to evaluate your current coverage
JKapp Consulting will educate you and give you the tools to understand and control insurance and healthcare costs.