There’s a good chance you are over-paying
Do you know what your health care really costs?
Ready for a free consultation? Schedule 30 minutes today.
Get a custom portfolio of insurance & benefits
What are your true out-of-pocket costs for insurance and benefits? Many families and small businesses pay too much for insurance, or think they can’t afford to provide employee benefits. But a custom plan is likely to save you money.
Let us run the numbers. You might be surprised.
Families & Businesses
Custom plans to fit the needs of families as well as businesses with 3 to 100 employees.
Designed for your budget
Get a custom plan that gives you the most benefits based on your budget.
Information = Control
Not your typical insurance broker
- Worked as an insurance consultant since 2013, helping clients find cost-effective solutions
- 25+ years in human resources
- Experience managing both medical and dental offices
For businesses with 3 to 100 employees
We offer solutions and services that are beneficial specifically to your organization. Through our consultative approach, we never lose sight of your goals and budget.
- Fully insured group health plans (for 3-100 employees)
- Group life insurance
- Dental and vision plans
- Disability income plans
- Voluntary and supplemental plans
- Accidental death and dismemberment coverage
- Direct primary care
- Telemedicine
- Long-term care
- 401k/retirement planning
For individuals & families
What are your unique needs?
We understand that no two individuals or families have the same needs. There is no “one size fits all.” We explore your needs and customize options specifically for you or your family.
- Traditional ACA plans
- Short-term plans
- Private plans
- Direct primary care plans
- Telemedicine
- Dental and vision plans
- Life insurance
- Long-term care
- Annuities
- Financial needs analysis
- Retirement planning
GATHER INSIGHTS
Guidance for your healthcare decisions
Learn quick tips about how you can better understand and navigate the insurance and healthcare landscape, find discounts, and protect your business and your family. Get quick, smart, hard-hitting videos from your health insurance expert, Janice Kapp.
More than Death Insurance
Preventive Services
Bill Negotiation
Check out the Blog
Big Life Changes?
Big Life Changes? Here’s Why You Should Call Your Health Insurance Broker ASAP! Why Updating Your Health Insurance Coverage is Crucial Life is full of changes, and your health insurance should keep up. Many people don’t realize that certain life events require...
Understanding Pre-Existing Conditions & Health Insurance
Understanding Pre-Existing Conditions & Health Insurance: What You Need to Know The Truth About Pre-Existing Conditions & Your Coverage There’s a lot of confusion surrounding pre-existing conditions and health insurance, so let’s clear things up. Many...
Understanding Dental Insurance
Understanding Dental Insurance: What You Need to Know Before You Buy Is Dental Insurance Worth It? Let’s Break It Down. Many people have misconceptions about dental insurance—what it covers, how much it pays, and whether it’s worth having. If you’ve ever been...
Subscribe to the Newsletter
Get smart tips on how to save and get the most out of your health insurance, with no spammy stuff.
Get a free consultation to evaluate your current coverage
JKapp Consulting will educate you and give you the tools to understand and control insurance and healthcare costs.