Self-Employed

Self-Employed

SELF-EMPLOYED TOP TIPS: Plan ahead – research before you need to leave your employer’s coverage Use a broker like myself (people trying to sell products will leave you with less-than-optimal plans) Know your options: ACA, Market Place, and private plan options Discuss...
Prescription Costs

Prescription Costs

Top takeaways: ALWAYS check the costs of your prescriptions Shop around! Look at generic options Check HSARx for name-brand options So this week, I want to talk a little bit about prescriptions and their costs. What most people do not realize is that all pharmacies...
Insurance Agent

Insurance Agent

As an insurance broker, my services to YOU as the client are free. Many people ask me how I then get paid. The insurance companies pay me a very small portion of the premium that they collect. All of the companies pay me about the same portion, so it doesn’t matter to...
USE your benefits

USE your benefits

I get asked often how someone would know that they have picked the right plan for them when there are so many options and so many variables. It is true. There are many variables. Today I would like to discuss this topic – focusing on HOW YOU USE YOUR HEALTH CARE...
Rules To Know

Rules To Know

YOU NEED TO BE NOTIFIED IF YOUR PROVIDER CHANGES THEIR ‘IN-NETWORK’ STATUS Top Tip: KNOW THE RULES! (It will save you money and unfair billing!)  I am assisting a client to deal with a difficult situation, and I thought that this is information that will be beneficial...