Provider Networks

Provider Networks

This week I would like to highlight why considering provider networks is important. Many insurance companies work with specific doctors and hospitals, and they are referred to as ‘in-network’. This usually means that by using an in-network doctor you would save money...
Bill Negotiation

Bill Negotiation

This week, I am going to be talking about Bill Negotiation. Did you know that you can always negotiate your bill with a health care provider? Did you know in some instances, it’s cheaper to pay cash than to actually use your insurance (depending on the insurance...
Frustrated Insurance Needs

Frustrated Insurance Needs

Have you ever felt frustrated during the open enrollment, trying to choose something, and you realize that you have just picked something to get it over with? But then, when you tried to use it, you found that it was incredibly difficult, you didn’t have the...
Broker Agent Fees

Broker Agent Fees

Today’s tidbit: let me answer the question that I get asked most often by clients or potential clients: “How much are your broker agent fees for your services?” Well, there is no fee for my services! To have a licensed agent, who can review what coverages might be...
Small Business Owner Benefits

Small Business Owner Benefits

A lot of the blogs and information I put out there are about individual health care coverage. Today I would like to talk to you about employer plans and benefits, as this is also something that I offer my clients. I did HR for 25 years, and I managed small offices. I...