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Why Insurance Premiums Cost What They Do

Why Insurance Premiums Cost What They Do

Aug 4, 2026 | FAMILY HEALTH, financial needs, health care planning, health insurance, health insurance tips, other

Why Insurance Premiums Cost What They Do (It’s Probably Not What You Think) One question I hear all the time is: “Why are insurance premiums so expensive? Is it because insurance companies spend so much money on TV commercials and advertising?”...
What is an EOB? A Guide to Avoiding Medical Billing Errors

What is an EOB? A Guide to Avoiding Medical Billing Errors

Jul 21, 2026 | health care planning, health insurance tips

  Understanding Your Explanation of Benefits (EOB): The Key to Avoiding Medical Billing Mistakes This week, I want to talk about something that many people receive from their insurance company but often ignore: your Explanation of Benefits, also known as an EOB....
Why Pre-Authorizations Matter: Avoid Surprise Medical Bills

Why Pre-Authorizations Matter: Avoid Surprise Medical Bills

Jul 14, 2026 | health insurance

  Why Pre-Authorizations Matter: Avoid Unexpected Medical Bills This week, I want to talk about something that causes a lot of confusion and frustration for people: pre-authorizations. I get questions about this all the time, regardless of what type of insurance...
How to Balance Health Insurance with Holistic Healthcare

How to Balance Health Insurance with Holistic Healthcare

Jun 23, 2026 | health care planning, health insurance, health insurance tips, holistic care, insurance, preventative care, preventive services

  Looking Beyond Traditional Healthcare: Balancing Insurance and Holistic Wellness Last week, I talked about COBRA coverage and employer-sponsored insurance. One thing that often comes up when reviewing employer benefits is that some plans offer additional...
Will Marketplace Insurance Go Away in 2026? Understanding the ACA Tax Credit Changes During Open Enrollment

Will Marketplace Insurance Go Away in 2026? Understanding the ACA Tax Credit Changes During Open Enrollment

Nov 18, 2025 | health insurance, health insurance tips, life insurance

  Will Marketplace Insurance Go Away in 2026? Understanding the Tax Credit Changes During Open Enrollment Open Enrollment is in full swing, and one question keeps coming up again and again: “Is the Marketplace going away?” Let’s clear that up right away: ✨ The...

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  • Why Pre-Authorizations Matter: Avoid Surprise Medical Bills

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