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Health Insurance Tools
Tuesday Tip: Shop around & consider paying cash for health tests and procedures Happy Tuesday. It's time for tidbit Tuesday's again, this week, I'm really excited because I have a great new tool that I want to share with you. There's a new website, I don't know...
Dental Insurance
Tuesday Tip: book an appointment with me to determine your dental needs to discover if dental insurance or a dental savings plan is right for you. I get asked questions a lot about dental insurance. The questions are usually focused on “do I need dental insurance?”...
Preventive Care
Tuesday Tip: make sure you know what your health care plan covers for preventive care BEFORE visiting the doctor’s office. This week, we will focus on how preventive care works with insurance. Let’s start with a client example. I've recently had a female client call...
Moving?
This week’s Tuesday Tidbit: check out the health care coverage rules and options if you are moving to a new state – particularly if you do not have employer-sponsored coverage. This week’s Tuesday Tip: moving counts as a qualifying event – you have a 60-day window to...
Marketplace Agent
Working with the Marketplace can be daunting and confusing. Having a Marketplace agent or broker to help you navigate the system is very important. This is for two reasons – firstly, an agent knows what special events qualify for an open enrollment period and can...
Critical Event Expenses
Takeaway tip: Try your best to have the value of your deductible set aside. I know that this is not always possible, but if you are able to, it goes a long way in helping you navigate critical events and illnesses. This week, I wanted to focus on the cost of critical...
HR Department Benefits
Did you know that as a small business owner, by having me as your agent, you are getting your own HR department? What do I mean by that? Most small business owners don't have an office manager and they certainly don't have an HR department that can handle the benefits...
Benefits for Very Small Employers
Tax season has just ended, thankfully. Did you know that one of the areas that I can provide you with some help is with health insurance advice as regards your taxes? As a small business owner, if you offer health insurance as a benefit, that is a deduction/expense...
Why is having a responsive broker important?
Just recently, I had a small group contact me -a husband/wife group that had put their coverage in place about three years ago. They had a broker set everything up, and they have never heard from this broker again, even though the renewal comes up every year. The...
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