Blog
Keep You Smiling
It’s open enrollment, and I've come across a new dental plan that may be of interest and keep some of you smiling I have talked extensively in the past about weighing up the value of having dental insurance. And that point is still true because, for some people, it...
Family Glitch
We are right in the middle of open enrollment and today’s Tuesday Tip: There’s been a change that I want everyone to know about this year: The glitch is fixed for family subsidies. In previous years, if you or your spouse were offered employer health care, that meant...
Super Agent
Top tip today: Do yourself a favor and allow me (a Super Agent) to help you! Something that I hear from so many people is that there is never enough time to do everything and that trying to find time to do things can be so tough. My time is important to me too, I...
Bill Negotiation Works
Top tip: save money by NOT paying the first bill. You heard that right! NOT paying the first bill. So I know I've talked about this before, but I got to witness how it truly worked with a client, and I wanted to share it with you: My client has a family member who was...
Supplemental or Gap
Now that we're into open enrollment, I want to talk about the fact that for a lot of people, deductibles are going up, meaning that your potential out-of-pocket is going up. For some people, it may make sense to choose a plan with a higher deductible, particularly if...
Enrollment Starts
Open enrollment has begun! Starting November 1, we have until December 15 to get your coverage for January 1, 2023. And then, from December 16 through January 15, your coverage will begin February 1. This is good news and bad news. It is bad news in that you could be...
The Portal
This week I'm going to do a PSA about the patient portal or the client policyholder portal. All insurance companies have an online portal. If you have existing coverage and have you not set up your portal, need to set it up your portal, ASAP. Anytime you get new...
Check your SMILE!
So I talked last week about vision insurance, and how it makes sense if you wear glasses or contacts, however, dental is a completely different story. Dental insurance is like a vision in the fact that it doesn't require you to follow open enrollment. We can enroll...
Vision Insurance
As we get closer to open enrollment, let’s shift our focus to vision insurance. Top tip: vision insurance has nothing to do with open enrollment! A lot of people think that the only time they can enroll in vision insurance is during the open enrollment, and it's just...
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