Blog
Supplemental or Gap
Now that we're into open enrollment, I want to talk about the fact that for a lot of people, deductibles are going up, meaning that your potential out-of-pocket is going up. For some people, it may make sense to choose a plan with a higher deductible, particularly if...
Enrollment Starts
Open enrollment has begun! Starting November 1, we have until December 15 to get your coverage for January 1, 2023. And then, from December 16 through January 15, your coverage will begin February 1. This is good news and bad news. It is bad news in that you could be...
The Portal
This week I'm going to do a PSA about the patient portal or the client policyholder portal. All insurance companies have an online portal. If you have existing coverage and have you not set up your portal, need to set it up your portal, ASAP. Anytime you get new...
Check your SMILE!
So I talked last week about vision insurance, and how it makes sense if you wear glasses or contacts, however, dental is a completely different story. Dental insurance is like a vision in the fact that it doesn't require you to follow open enrollment. We can enroll...
Vision Insurance
As we get closer to open enrollment, let’s shift our focus to vision insurance. Top tip: vision insurance has nothing to do with open enrollment! A lot of people think that the only time they can enroll in vision insurance is during the open enrollment, and it's just...
Easy Open Enrollment
Tuesday Takeaway: Plan ahead to make open enrollment easier for you! Open enrollment is going to be here before we know it. I have some incredibly useful tips that will help you navigate through open enrollment. Tips: Be prepared for an increase in coverage cost The...
Small Employers
This week I want to look at employers that do not offer health insurance because they feel that they can not. A lot of small business owners do not, for obvious reasons, offer health insurance, usually because it's very expensive. They have to cover 50% of the cost to...
Utilizing Gap Insurance
Tuesday Tip: Open Enrollment opens November 1! Unless you have a life-change event – losing your job, insurance, a qualified COBRA plan, a birth, etc, you will be unable to enroll in a plan until November 1. If you are on a Marketplace plan for this year, I recommend...
Big Bills
Tidbit Tuesdays Tip: ALWAYS check your big bills! Check the claim sent to insurance – sometimes it contains errors and is denied for the wrong reasons. Check your benefits (all) and out-of-pocket maximum Negotiate (especially if out-of-network) As I mentioned in last...
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