So this week, I’ve come across a company that I think is going to be a really good fit for a lot of people for their vision insurance. So traditionally, if you’re an individual and you don’t have a group, VSP is what I usually offer you because that’s the best we can do on an individual basis.
But there’s this “sub-sub group” of VSP.
They’re owned by VSP.
- It’s a community eye care.
- It is in a network with all the major vision, and glass networks.
- And what’s cool about this plan is it doesn’t need to be employer-paid
- We just need a minimum
- The employer needs to have at least two employees to participate.
- But we can put one person on there, as long as the employer has two employees
- 1099’s and part-time employees can count.
- We just need a minimum
Essentially, it has lots of flexibility.
With this plan, we can offer the Benefit Provisions:
- either fully paid by the employer
- or voluntary
- or the employer can choose to pay a portion.
Again, completely flexible, you know, I can make that match whatever you want to do.
The best part though is the benefits:
- it’s a $10 copay per eye exam.
- Up to a $225 allowance for glasses or contacts
- 20% off anything over that for glasses
- 10% off anything over the allowance for contacts.
- Also, unlike almost every other plan on the market, this plan allows you to use your flexible benefit for things other than prescription glasses
- you can get:
- readers
- safety glasses
- sunglasses
- you can get:
This goes a long way in making sure you are going to use the benefit each year. And if you go in-network, you’re going to save even more money.
Remember, this is also a standalone product that I really feel is going to be a good fit for a lot of people. If you have your own LLC, all I need is a tax ID, and then we can set up a group plan for you. And you can get some cool vision benefits for you, your family, and your employees. Book a consultation with me, and I can give you quotes and see what all that looks like.
If you would like to discuss this further, please feel free to reach out to me.