Blog
Medicare
Medicare – important tips to be aware of for enrolling yourself or your parents in Medicare Last week, our blog was focused on Medicare, and ensuring that you are aware of the time frames relating to when you can sign up and when you should have signed up by. This...
Getting Older
Something I don't talk about very often is Medicare. Something a lot of us don't talk about is getting older. As a health insurance broker, I am qualified to sell Medicare, and I have someone dedicated in my office that does strictly Medicare, because there's so much...
Understand your Coverage
Last week I talked about getting large hospital bills and what to do if you received a large hospital bill. Today I'm going to give you an example of why it is so important to question everything. And to understand your coverage. Last June, Baylor Scott Insurance was...
Large Hospital Bills
This week I am going to talk about what to do when you get a large bill from a hospital. Let’s start with an example from one of my clients: The client is a college student who had to have necessary surgery. Insurance paid their portion. His out-of-pocket max was...
Dentist takes insurance but not plan!
So last week I mentioned dental insurance and dental providers. Regarding Dental Plans that can be offered. There are two different kinds: DMOS, which are like HMOs. PPL options DMOS plans require that you do have to stay in the network to have any benefit. I do not...
Dental & Vision
I want to clear up some confusion on dental & vision coverage in your medical coverage. As crazy as it sounds, you need separate insurance for any dental needs as well as for your eyes and your ears. Medical insurance does not cover glasses, hearing aids, or...
Qualifying Events
People need to be aware of is, qualifying events. Stipulations on the Marketplace: Open enrollment is between November 1 and December or January 16. That's the time you can elect plans, change your plan, etc, etc. But what happens if you lose coverage? So if you lose...
Tax Credit
Let’s chat through the why related to you paying less for your insurance when you were enrolled on the Marketplace. Many people qualify for the APTC, which is the advanced premium tax credit. This is the tax credit that you take ahead of time, instead of waiting for...
Save On Prescription Prices
Today’s topic: another way to save money on health care costs! What if you need an expensive medication and can not use the generic version/there is no generic? Or, what if your insurance will not cover the medication you need? There is a joke going around that if you...
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