Blog
Insurance Bill
Today’s Tidbit Tuesday: Understanding Your Insurance Recently, I discussed the importance of knowing your insurance, but I feel it's necessary to dive deeper into this topic. In my experience, I have found that many people believe that having insurance means that...
Just Because
This week, I had an experience with a client that I feel compelled to share. It's an issue I've touched on before, but since it happened again with a different client, I believe it's worth discussing to help others avoid the "just because" charge. The Scenario A...
Time For Benefits
Today, I want to take a moment to refresh some important points about your insurance policy. Trust me, understanding these can save you a lot of headaches down the road and ensure you're getting the most out of your coverage. First things first, let's talk about...
Info Needed
Let’s talk a little bit about my process and why getting all the info I need upfront is the best way to go. I get a lot of questions or inquiries about providing health insurance. I think most people don't realize it is not as simple as “I need health insurance for my...
Do I need a companion?
What is a companion plan? In addition to your health insurance plan that will help offset your costs of deductibles, co-pays that kind of thing. Accident insurance will help do that for just the accidents only. But sometimes you'll have an illness or something that's...
I Had An Accident
Let’s talk accident plans: A lot of people think, “Well, I have health insurance”, or “I have auto insurance”, which will cover me in case of an accident. Well, it will help pay for your hospital expenses, treatment, and those kinds of things. But, what it doesn't pay...
PPO Plan
This week I'm going to talk a little bit about PPOs. I work with many people that had had coverage with their employer. They had a PPO, then they had Cobra, and now they're on their own regarding buying their health insurance. Let’s get into the details of a PPO: In...
Travel Health Insurance
I get a lot of questions about insurance for international travel. Generally, in the past, I've told people that depending on where you're going, you may not need travel health insurance. There are some caveats to this: It may be if you have some health issues, you do...
TOOLS
What tools do you have in your tool belt? Tip Tuesday: make sure you are not paying too high of a co-pay! $30 copay for a medication is high! I have talked in the past about prescriptions, specifically not overpaying for prescriptions. This is because of several...
Subscribe to the Newsletter
Get smart tips on how to save and get the most out of your health insurance, with no spammy stuff.